The Company was incorporated as `Panchratna Stock and Investment Consultancy Services Private Limited' on April 6, 1992 at Mumbai, Maharashtra, India as a private limited company under the Companies Act, 1956. Thereafter, the Company was converted into a public limited company pursuant to a special resolution passed by the Shareholders on April 30, 1994 and consequently, the name of the Company was changed to `Panchratna Stock and Investment Consultancy Services Limited'. A fresh certificate of change of name, consequent upon conversion to a public limited company was issued by the RoC on June 9, 1994. Thereafter, the name of the Company was changed to `Panchratna Securities Limited', in order to align with the object clause and activity being carried on by the Company, pursuant to a resolution passed by the Shareholders on June 11, 1994. A fresh certificate of incorporation, consequent to the change of name was granted to the Company by the RoC on June 22, 1994. The RBI granted a certificate of registration dated March 18, 1998 bearing no. 13.00365 to the Company, under its erstwhile name `Panchratna Securities Limited' for registration as an NBFC under Section 45-IA of the Reserve Bank of India Act, 1934. Subsequently, the name of the Company was changed to `Muthoot Microfin Limited', in order to reflect the group's identity of the shareholders i.e., the Muthoot Pappachan Group and the operations of the Company, pursuant to a resolution passed by the Shareholders on October 29, 2012. A fresh certificate of incorporation, consequent to the change of name was granted to the Company by the RoC on November 6, 2012. Pursuant to a change in the objects clause of the Company, which was approved by way of special resolution dated January 21, 2013, the Company was granted a certificate of registration of the special resolution confirming alteration of object clause dated February 12, 2013. Subsequently, the RBI granted a revised certificate of registration dated March 18, 1998, reflecting the change of the Company's name to Muthoot Microfin Limited, with effect from March 25, 2015. The RBI has granted NBFC-MFI status to the Company with effect from March 25, 2015, pursuant to an endorsement on the certificate of registration dated March 18, 1998.

Major events and milestones the Company :

1992
- Incorporated as Panchratna Stock and Investment Consultancy Services Private Limited

1994
- Converted to a public limited company and name changed to Panchratna Securities Limited

1998
- Company obtained a certificate of registration as an NBFC from RBI

2011
- Company was acquired by promoters of "Muthoot Pappachan Group", namely, Janamma Thomas, Thomas John Muthoot, Thomas George Muthoot, Thomas Muthoot, Preethi John Muthoot, Nina George and Remmy Thomas

2015
- RBI granted NBFC-MFI status with effect from March 25, 2015

2016
- Raised Rs.500,000,000 from Creation

2017
- Crossed 1 million clients
- Raised Rs.150,000,000 in the first round of investment for the year from Creation
- Raised Rs.350,000,034.28 in the second round of investment for the year from Creation

2018
- Raised Rs.300,000,013 in the first round of investment for the year from Creation
- Raised Rs.250,633,050 in the second round of investment for the year from Creation

2019
- CRISIL upgraded the rating to A Stable for bank facilities and debt instruments

2021
- Launched the Mahila Mitra app
- AUM crossed Rs.50,000 million
- Raised Rs.1,877,249,867.54 from GPC

2022
- Raised Rs.1,856,624,910.84 in the first round of investment for the year from GPC
- Raised Rs.818,124,971.22 in the second round of investment for the year from GPC
- CRISIL upgraded the rating to A+ Stable for long-term bank facilities and debt programmes
- Crossed 2 million active customers
- Crossed 1,000 branches

2023
- Reached 10,000 employees
- AUM crossed Rs.100,000 million
- Launched Digital first Suvidha Loan

2023 -Muthoot Microfin among India's Best Workplaces in Health and Wellness 2023.